You make low monthly
payments for a set period. When you reach a three-way option point, you
can either:
1. Get a new BMW and sell your BMW back to us at a predetermined price.
2. Refinance the balloon payment amount.
3. Complete your purchase by making the balloon payment.
OwnersChoice is available for new and Certified Pre-Owned BMW vehicles. For new
and current model year Certified Pre-Owned, you can choose from flexible terms
up to 60 months, in 6-month increments, just like a lease. For non-current year
models up to 5 years old, terms up to 48 months may be selected.
Standard mileage allowance per year is 15,000 miles, with an excess mileage
charge of 25 cents per mile for the BMW 7 Series, and 20 cents per mile for all
other BMW vehicles. OwnersChoice customers have the same vehicle maintenance
requirements as lease customers. Please see our
End of Lease Guide for more details.
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In states where regulations
make leasing less advantageous, OwnersChoice allows you lower monthly payments
for more car.
No down payment on terms through 60 months on new and Certified Pre-Owned BMWs
with approved credit.
You make lower monthly payments for a set term, as in a lease, and have similar
flexible end-of-term options.
OwnersChoice gives you ownership. The title is in your name.
If you finalize your purchase at the end of your monthly payment by paying your
final balloon payment, you own your BMW outright.
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